2023年AML/CFT指引精选条文
本页收录5个与基金行政控制直接相关的短段，中文为证监会2023年6月1日同版官方繁体文本。
中文： 本页仅摘录证监会2023年6月1日同版英中指引中与基金行政控制直接相关的五段；中文为证监会官方繁体文本。
English: This page contains five fund-administration control passages from the SFC's matching 1 June 2023 editions; the Chinese is the SFC's official Traditional Chinese text.
HK-AMLBased on a holistic view of the information obtained in the course of performing CDD measures, an FI should be able to finalise the customer risk assessment, which determines the level and type of ongoing monitoring (including keeping customer information up-to-date and transaction monitoring), and supports the decision of the FI whether to enter into, continue or terminate the business relationship.
金融機構應能根據在採取客戶盡職審查措施的過程中所取得的資料的全面審視結果，完成客戶風險評估，繼而釐定持續監察（包括確保客戶資料反映現況及交易監察）的程度和類別，並且支持金融機構就是否建立、繼續或終止業務關係所作的決定。
HK-AMLFIs should conduct ongoing monitoring in relation to all business relationships following the RBA. The extent of monitoring (e.g. frequency and intensity of monitoring) should be commensurate with the ML/TF risk profile of the customer. Where the ML/TF risks are higher, the FI should conduct enhanced monitoring. In lower risk situations, the FI may reduce the extent of monitoring.
金融機構應依循風險為本的方法，就所有業務關係進行持續監察。監察程度（例如監察的次數及強度）應與客戶的洗錢／恐怖分子資金籌集風險狀況相稱。如洗錢／恐怖分子資金籌集風險較高，金融機構應進行更嚴格的監察。在風險較低的情況下，金融機構可減低監察程度。
HK-AMLAn FI should establish and maintain effective policies, procedures and controls to ensure compliance with the relevant regulations and legislation on TF, financial sanctions and PF. The legal and regulatory obligations of FIs and those of their staff should be well understood and adequate guidance and training should be provided to the latter.
金融機構應制訂及維持有效的政策、程序及管控措施，確保遵守打擊恐怖分子資金籌集、金融制裁及打擊擴散資金籌集的相關法規及法例。金融機構及它們的職員應充分了解本身的法律及法規責任，以及職員應獲提供充足導引及培訓。
HK-AMLAn FI should appoint an MLRO as a central reference point for reporting suspicious transactions and also as the main point of contact with the JFIU and law enforcement agencies. The MLRO should play an active role in the identification and reporting of suspicious transactions.
金融機構應委任一名洗錢報告主任作為報告可疑交易的中央聯絡點以及作為與財富情報組及執法機構的主要聯絡點。洗錢報告主任應在識別及報告可疑交易方面擔當積極的角色。
HK-AMLAll documents and records mentioned in paragraph 8.3 should be kept throughout the continuance of the business relationship with the customer and for a period of at least five years after the end of the business relationship.
第8.3段提述的所有文件及紀錄應在與客戶維持業務關係的期間內備存，及在有關業務關係終止後的至少5年期間內備存。